Money tracking,
simplified.
Add expenses in seconds. PenniAI uses AI to organize your spending and keep you in control.
From words to insights
in seconds
Just say what happened
"Spent $18 on lunch." PenniAI handles the rest — no forms, no tapping.
AI turns words into data
Amounts, merchants, and categories become organized transactions instantly.
Insights without effort
Charts, trends, and spending awareness appear automatically as you go.
Everything you need,
nothing you don't
Track expenses and understand your spending without jumping between tools or spreadsheets.
Voice Logging
Say "coffee $4.50" and it's logged. No tapping, no typing, no friction.
Smart Categorization
AI reads your words and automatically sorts every transaction into the right category.
Visual Spending Charts
Real-time pie charts and breakdowns update the moment you add an expense.
Custom Categories
Build a category system that actually matches your life — not a one-size-fits-all template.
Transaction History
Every expense stored, searchable, and organized. Your financial memory, always accessible.
Category Limits
Set a budget per category and watch your progress in real time before you overspend.
Speak it. It's done.
Tell PenniAI about your day in plain English. The AI extracts the amount, merchant, and category — so you never fill out a form.
- Natural language — say it however feels right
- Detects amounts, merchants, and categories
- Hands-free logging in under 3 seconds
Know exactly where it goes.
Every expense you log feeds into live charts and category breakdowns. Understand your habits at a glance — no exports, no spreadsheets.
- Real-time pie charts by category
- Drill into any category to see transactions
- Spending trends update as you go
Start tracking today.
Free trial, no commitment.
Try PenniAI free — then keep going for the price of a coffee a month.